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Modeling Individual and Small Group Health Insurance
Modeling Individual and Small Group Health Insurance This paper develops a formal framework to model ... Miron. 2004. The Economics of Health and Health Care, 4 th ed. Prentice Hall. Greene, William H.Description: This paper develops a formal framework to model the behavior of individual and small group health insurance policies in a competitive market. In this framework, anti-selective lapse is not assumed, but arises as a result of rational consumers seeking the best value in a competitive market where the premium rates are restricted by law. The authors obtain a model that addresses a number of fundamental questions which have not been fully answered previously, including the effect of price-induced anti-selective lapse on the mix of insureds in a block and the optimal renewal price to maximize the aggregate profit of a block.
Hide- Authors: D Wei
- Date: Nov 2008
- Competency: Technical Skills & Analytical Problem Solving
- Topics: Health & Disability; Modeling & Statistical Methods
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AIDS - An Actuary's Responsibilities
AIDS - An Actuary's Responsibilities This presentation is about actuaries evaluating ... information you have. Both of these adjustments are direct multiples in the formula for column F. With this ...Description: This presentation is about actuaries evaluating the emerging demographic data in order to plan for the financial effects of AIDS. From the Record of the Society of Actuaries Vol. 17, No. 2.
Hide- Authors: Donald Behan, Stephen Conwill, John E Hanrahan, Kenneth LaSorella, Edward B Kiffel
- Date: May 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability
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Tobacco Use: Contemporary Issues in Risk Classification and Risk Selection
Tobacco Use: Contemporary Issues in Risk Classification and Risk Selection 1994 SOA Spring ... and tobacco's contribution to accelerating health care costs and early deaths among Americans. If you read ...Description: 1994 SOA Spring Meeting, San Francisco. This session was about the underwriting and health considerations associate with tobacco use. Detection techniques and cigarette smoking versus tobacco use were also addressed.
Hide- Authors: Kevin A Seglem, Henry C George
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Life Insurance